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August 2007: Lay365 Review
A couple of things stand out about this service immediately:
1) The contact email address is a hotmail address. Would you trust a service that doesn't even have its own domain emails? (Maybe, but I sure wouldn't!)
2) There is no free trial
3) There is no money back guarantee.
Now points 2 and 3 are interchangeable. That is, if there's no free trial, that's ok as long as I can paper trade and - if I'm losing money - get a refund. Equally, if I've been able to trial something to my satisfaction, I should then be prepared to part with my cash without a guarantee.
In the case of this site, there is no online payment option. Rather, to sign up you need to set up a standing order.
Whilst this is not standard, there's nothing especially wrong with it: you have control over the Standing Order and can cancel any time. But I'd still expect to see an online payment option (like PayPal or Clickbank or Nochex, etc).
Be all that as it may, how do the selections stack up?
Well, from June 27th to now, one disappointed reader writes to tell me:
Indeed, since the start of August, things have taken a turn for the worse, with the following results:
Won 4-1 Five winners four losers with one day missing.
Lay365 gets a big thumbs down from me, based on this evidence, and - as my correspondent correctly points out - the owner of the site has stopped putting up the results now.
Avoid this one.