I agree Sondrio. Added to which very few people truly understand the concept of compounding. I accept that with so much racing and other betting opportunities occurring each and every day that it’s very difficult for many to take a longer time view with their activities. Generate a 20% ROI monthly with a £1000 starting bank and after a full year compounding you’ve got a £8916 betting bank. With these selections alone a starting 150 point bank compounding after each day is now 352 points after just 15 days. So a modest £600 bank is now £1409. For the novices on here the sites Stat of the Day and the forums E/W Double thread would both be superb bank building opportunities if people were prepared to be disciplined and patient.