I did think about the early price angle, Bubbles. And short term, I feel you would be right. However, the game is now that competitive, that it wouldn’t be that long before 1 or 2 bookies would start that ball rolling again.
But definitely get rid of the self certificate, and have a time limit on them, as I suggested. We all know that the game is as straight as a roller coaster ride, without allowing them the tools to stuff us even better.